Thursday, August 20, 2020 Life Insurance coverage. Many people assume that if there is one breadwinner in the house and one non-working spouse, then the only person who needs life insurance is the one bringing home money, but they would be wrong. READ MORE >>
Thursday, August 6, 2020 The accelerated death benefit is a life insurance policy rider that lets you receive a portion of your life insurance money while you are still living, usually to cover a major cost, such as a terminal illness. The money can be used towards medical expenses and any financial burden that has been placed on the family or loved ones. READ MORE >>
Thursday, July 9, 2020 This is an unprecedented time in our world today. Coronavirus is making everything so uncertain, and now more than ever, insurance companies are trying to provide people the right tools for them to take care of their families and make sure there is some sort of security and foundation. READ MORE >>
Monday, February 3, 2020 When you submit an application for life insurance, the insurer will usually request a medical exam to determine whether you have any diseases, if you’re at risk for any diseases, and to determine your drug and alcohol use. The exam may involve a physical, blood test, urine test and EKG, as well as questions about your medical history. READ MORE >>
Monday, December 16, 2019 So, you purchased a life insurance policy. Now your family is set and financially secure. That should be the end of it, right? Unfortunately, that isn't the case. It's recommended that you review your life insurance policy every year. Life brings about a lot of changes, and adjustments in your policy need to be made in response. READ MORE >>
Monday, November 18, 2019 The road to becoming a citizen in the U.S. is a long process. There is a lot to consider for you and your family. Getting life insurance is one of the most important decisions you can make. Fortunately, you can get life insurance if you have a Green Card or a Visa. READ MORE >>
Wednesday, October 23, 2019 Many physician residents and those in fellowship programs are married and may have children. This could mean that they have a net worth of zero — or, more likely, less than zero. Although student loans disappear at your death, consumer and mortgage loans are assessed against the value of your estate. READ MORE >>
Tuesday, September 24, 2019When it comes time to enroll in your company’s benefits package, you may see an option to buy a supplemental group life insurance policy. It might seem like a tempting policy to buy if you are looking for a solution to your life insurance needs. READ MORE >>
Thursday, August 29, 2019When you apply for a term life insurance policy, the insurer may require you to undergo a medical health exam before they approve your application. You might not want to have this exam, and that thought might tempt you to apply for a type of policy called no-medical-exam life insurance. Be cautious, however. READ MORE >>
Thursday, July 18, 2019You and your spouse might agree that only one income can support your family. Therefore, the other spouse might be able to stay home to take care of the house, kids and other business. When setting up your life insurance options, you might wonder if this non-working spouse needs a policy on their own life. READ MORE >>
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